Cavendish Life Assurance
Cavendish Life Assurance aims to provide their customers with the most affordable life insurance on the market. It may be that you need life insurance to cover your mortgage repayments, or it may be you require life insurance to pay for your funeral costs. Whatever your requirements may be, Cavendish Life Insurance will do their utmost to find the very best priced insurance for you and your family’s needs.
Applying for life insurance couldn’t be easier with Cavendish Life Assurance as it can be done quick and easily online in order to compare Cavendish Life Assurance with hundreds of other insurance plans. Everything is explained in easy to understand terms, without the need for big words and without all of the unnecessary financial jargon that so many companies insist on using these days. To get your quote under way you simply need to fill in all of your personal details on our right hand form, as well as some other important information like what type of cover you require and the benefit type you need.
So how do you work out what you need your life insurance policy for? Do you need it to pay your mortgage or loans after you die, or do you require Cavendish Life Assurance so you can provide for your family after you pass away? If you have a repayment mortgage that repays both the initial loan and the interest then a decreasing life insurance policy would be suitable. This type of insurance will decrease over a period of time, in line with how much you have to pay off your mortgage. If you have an endowment style mortgage then you would probably find that a level term life insurance policy is more suited to your needs.
If you are looking for life insurance that leaves money to your loved ones then level term insurance is more than likely the best option for you, as it will pay a guaranteed lump sum out to your next of kin when you pass away.
Other important questions that need to be asked when applying for life insurance are whether you require life cover, critical illness cover or both. Life cover will payout when you pass away, where as critical illness cover will payout only when a specific illness has been diagnosed. You can of course have one or the other of these on your policy, or should you choose too you could have both.
If you are unsure as to what policy is best for you it is always best to seek advice from another source, liken an independent financial advisor for instance. We offer consultancy free of charge, just complete our form and one of our friendly advisers will get back to you as soon as possible. How much cover do you really need, and how long do you need it for are two common questions that people ask, so if you are unsure on anything, no matter how trivial it may seem it is always best to seek clarification before you sign on the dotted line.
Cavendish Life Assurance can provide you and your family with that all important peace of mind for later in life. If you need life insurance it would make sense to buy a policy sooner rather than later, as you never know what lies around the corner and that is where Cavendish Life Assurance can help you.
Whatever your requirements are you can compare Cavendish life assurance plans with hundreds of other plans from UK’s top life insurers by completing our short form. You will receive a free quote provided by an experienced FSA adviser so you can rest assured about making the best decision possible knowing that if the unexpected were to happen your loved ones will be safe.