Terms and Conditions

The following terms and conditions explain how stand-news.co.uk may be used. If the stand-news.co.uk website, which for these purposes will just be known as ‘the website’ is used, the customer is agreeing that they are subject to these terms and conditions. If the terms and conditions below are not agreed to then this website should not be used. By using this website the customer is stating that they are 18 years of age or older and is a UK resident.

stand-news.co.uk is a website that compares the life insurance market in the UK by granting users access to  FSA authorised advisers who will provide them with life insurance and protection insurance quotations and comparisons.

There can be amendments to these terms and conditions and once published are effective immediately. stand-news.co.uk does not guarantee anything and is not accountable for:

  1. The content accuracy of any third party material that appears on the website (whether stated or not stated as third party material)
  2. The quality of any third party material
  3. The content contained on any third party site which link from the website

stand-news.co.uk not authorised nor regulated by the Financial Services Authority. Information provided on this website should not be considered to be advice nor be considered to be recommending any course of action to the users.

If users are in any doubt about the most suitable product or course of action they should take in respect of their insurance needs, they should speak to an FSA authorised adviser.

Any complications that may arise from contact with third parties from the website are not the responsibility of stand-news.co.uk

The entrance into terms and conditions with any third party are entirely separate to these terms and conditions. When entering into any third party terms and conditions, independent advice is suggested. Also when entering into the terms and conditions of the third party it is suggested that the client reads the terms and conditions supplied by that third party. stand-news.co.uk is not liable for any loss or damages which may occur as a result from advice or a contract between the third party and the person seeking free quote services from stand-news.co.uk

The intellectual property (IP) and the copyright rights of all of the material published on the website; text and graphics; corporate identity; and all software compilations, source code and software belong to stand-news.co.uk. All rights are reserved.

Before the reproduction or redistribution of material from this website, permission must be secured. Single printouts can be made for personal, not commercial, use. Adaptations and alterations of content from the website additional to unauthorised links are also not permitted.

Any information contained on this site must not be used for illegal or immoral purposes.

stand-news.co.uk does all it can to ensure the accuracy of the information on this website and aims to correct any inaccuracies as soon as the company is made aware of them. To the extent permitted by law, stand-news.co.uk is not responsible for any inaccuracies published on the website.

stand-news.co.uk does not attempt to validate, monitor or endorse any information submitted by a third party and as such this information could be inaccurate. stand-news.co.uk does not validate, monitor or endorse the data or quotations collected from third parties.

stand-news.co.uk is not responsible for any damage to technology that may occur when using this website nor does stand-news.co.uk give any guarantee that the website is free from viruses. Furthermore, stand-news.co.uk is not liable should any losses or claims arise as a result of an inability to access the website or from any use of or reliance on any information published on the website to the extent permitted by law.

Nothing stated within these terms and conditions excludes or limits our liability for fraud or personal injury occuring as a result of use of the website.

stand-news.co.uk is not liable for any loss or damage of any kind arising without limiting any direct, indirect, disciplinary or significant loss. stand-news.co.uk is not liable to pay any money by way of compensation.

Should the user breach any of the terms and conditions, stand-news.co.uk has the right to terminate and immediately remove, cancel or suspend access to and use of the website.

All disclaimers, exclusions and indemnities stated within these terms and conditions shall survive termination of the agreement between us for any reason.

stand-news.co.uk is not liable for the failure to undertake any obligation under this agreement if failure should occur due to circumstances beyond its control, this includes but is not limited to Internet/telecoms outages, fire, flood, war and acts of God.

This website is not to be used for business purposes.

Should any provision be deemed unlawful or invalid than this provision will be immediately deemed severed. Where relevant, the remaining provision of the agreement will not be affected.

If stand-news.co.uk does not enforce any provision of the agreement then this will not be considered a waiver of any provision or right.

The use of this website and it terms and conditions are subject to the laws of England, which shall exclusively govern the interpretation application and effect of all the above permissions, exclusions, licenses and conditions of use and shall be construed in accordance with the laws of England and the parties submit to the exclusive jurisdiction of the English courts.